When it comes to designing and managing your investment line up we focus on the fundamentals of asset allocation, diversification and low-costs.  We specialize in a three tier line up:
  • Tier 1 – devoted to target date index-oriented funds or managed options
  • Tier 2 – broad based index-oriented funds
  • Tier 3 – Expanded line up with additional index-oriented funds, actively managed funds, or specialty investments.
Tier 1 – Target date / All in one funds
Name
Symbol
Annual expense ratio (1/27/2017)
Vanguard Target Retirement Income Fund
VTINX
0.13%
Vanguard Target Retirement 2015 Fund
VTXVX
0.14%
Vanguard Target Retirement 2020 Fund
VTWNX
0.14%
Vanguard Target Retirement 2025 Fund
VTTVX
0.14%
Vanguard Target Retirement 2030 Fund
VTHRX
0.15%
Vanguard Target Retirement 2035 Fund
VTTHX
0.15%
Vanguard Target Retirement 2040 Fund
VFORX
0.16%
Vanguard Target Retirement 2045 Fund
VTIVX
0.16%
Vanguard Target Retirement 2050 Fund
VFIFX
0.16%
Tier 2 – Broad based index-oriented funds
Vanguard Federal Money Market Fund
VMFXX
0.11%
Vanguard Total Bond Market Index
VBTLX
0.05%
Vanguard 500 Index
VFIAX
0.04%
Vanguard Extended Market Index
VEXAX
0.08%
Vanguard Total International Stock Index Fund
VTIAX
0.11%
Tier 3 – Expanded line up
Vanguard Inflation-Protected Securities Fund
VAIPX
0.10%
Vanguard Total Stock Market Index Fund
VTSAX
0.04%
Vanguard Total International Bond Index Fund
VTABX
0.12%
Vanguard Growth Index Fund
VIGAX
0.06%
Vanguard Value Index Fund
VVIAX
0.06%
Disclosure– Vanguard is one of several options available. We use Vanguard funds in our lineup example due to the comprehensive nature of their offerings. We do not endorse Vanguard or express any opinions for the suitability of their investments.