1. When can I realistically retire & how much can I safely spend?
  2. I am self employed, what is the best type of retirement account for me?
  3. Traditional vs. Roth IRA, which is best for me?

Retirement planning helps you to identify lifestyle goals and includes projections of your likelihood of achieving your financial goals, with financial independence an objective. For situations where projections show less than the desired results, a recommendation may include showing the impact on projections by making changes in certain variables (i.e., working longer, saving more, spending less, taking more risk with investments).

If you are nearing retirement or already retired, advice is typically given on appropriate distribution strategies to minimize the likelihood of running out of money or having to adversely alter spending during retirement years.

When your goal shifts from growing wealth for some far-off date to having predictable income on a specific date,  we build tailored income-portfolios that use individual fixed-income vehicles (CDs, corporate bonds, treasury bonds, etc) and stocks to their highest and best use, accomplishing principal protection, predictable income and growth potential.