1. How much life insurance should you really have?
  2. Would your financial plan survive a major economic / health setback?

A risk management review includes an analysis of exposures to major risks that could have a significant adverse impact on your financial picture, such as premature death, disability or the need for long-term care coverage.

Advice will be provided on ways to  minimize such risks and about weighing the costs of purchasing insurance versus the benefits of doing so and, likewise, the potential cost of not purchasing insurance (“self-insuring”).

In the context of your financial goals, we will identify areas of risk and discuss the most appropriate strategies you can use to protect yourself.