shutterstock_1898015843

*Growth portfolio using low-cost, index-tracking exchange-traded funds (ETFs)
Fund Fees Per Year
Vanguard US Total Stock Market VTI 0.08%
Vanguard Value VTV 0.08%
Vanguard Mid-Cap Value VOE 0.08%
Vanguard Small-Cap Value VBR 0.08%
Vanguard FTSE Developed Markets VEA 0.09%
Vanguard FTSE Emerging Markets VWO 0.15%
Vanguard US Total Bond Market BND 0.06%
iShares iBoxx $ Investment Grade Corporate Bond LQD 0.15%
Vanguard Total International Bond BNDX 0.15%
Vanguard Emerging Markets Government Bond VWOB 0.34%

* This portfolio is a sample only, not a recommendation. It is illustrated to indicate the type and price of typical investments you might find in one of our low-cost, index-tracking, ETF portfolios.

Target vs. Portfolio Cash Flows

5-Year Deferred Income Portfolio – David IRA

Year Issue

  1. pasted-graphic2017  Cash
  2. 2018  CD ALLY BK
  3. 2019  CD SYNCHRONY BK
  4. 2020  CD DISCOVER BK
  5. 2021  PHILIP MORRIS
  6. 2022  BERKSHIRE HATH

Rating Maturity YTM Cost

– – – –
portfolio_tpp_website– 3/26/2018 1.2% $33,354 – 2/21/2019 1.7% $33,495 – 3/11/2020 2.0% $33,249 A2/A 5/17/2021 2.6% $36,900 Aa2/AA 1/31/2022 2.5% $36,021

Total 2.3% $173,019

Portfolio Target Cash Cash Flows Flows

$4,308 $4,308 $37,068 $37,100 $36,507 $36,680 $35,872 $36,260 $35,857 $35,840 $34,578 $35,035

$184,190 $185,223

Excess/ Shortfall

$0

($32) ($173) ($388) $17 ($457) ($1,032)