Building a portfolio when predictable income is required
0.5% – 1% annual fee (50 – 100 basis points)
Predictable income, exactly when you need it.
Asset protection, growth potential, flexibility, liquidity.
Build a hybrid approach to deliver the best of pension-like income, along with the higher return potential of a traditional portfolio.
◊ First, carve out specific portfolio assets toward a low-risk strategy using individual bonds, CDs and others, which delivers consistent income over your chosen time horizon, regardless of how the market performs.
◊ Next, remainder of portfolio is invested in a broadly diversified stock growth strategy, using a combination of passive and active funds and individual stocks, to replenish the low-risk, income portion over time.
◊ Individual bonds
◊ Certificates of deposit (CDs)
◊ Exchange traded funds (ETFs)
◊ Mutual funds,
◊ Individual stocks
◊ Dimensional Fund Advisors
◊ Vanguard funds
◊ Fidelity funds